Headquartered in San Diego, California, Virtual Lending Source (VLS) is an automotive finance company, specializing in sub-prime auto loans generated through automobile dealers and mortgage providers nationwide since 1997.

By combining lending, direct mail, and technology we provide superior products and services to the retail automobile and mortgage industries.

Through our innovative technology and direct relationship with Equifax(tm), we are able to identify qualified prospects precisely when they're in the market for a vehicle, which will raise your response rates, and help you sell more cars.

Using, our mail-tracking technology, we track 100% of the responses to your campaigns, as well as your sales people so you can squeeze out every sale possible. In other words, we help you get the highest response rates and closing ratios in the business!

Virtual Lending Source was built by veterans of the automotive industry including owners of multi-line franchise dealerships. Virtual Lending Source's services are built with you the dealer in mind. Through creative and innovative mail platforms and tracking technology, we have shown dealer after dealer how to dramatically increase their ROI resulting in huge increases in sales. "Our best customer is an educated dealer."

Browse our website and contact us with any questions you may have.